PTO Target Date Calculator

Find out exactly when you'll have enough hours saved for your next big trip.

Your Goal

How many hours do you need?

Current Status

How often is PTO added to your balance?

Usually today's date

Results

Target Reached On

Jun 30, 2026

to reach 40 hours

Based on an accrual rate of 3.08 hours every biweekly, you need to earn 40.00 more hours.

This will take approximately 13 pay periods from Dec 29, 2025.

Planning for a Specific Goal

Sometimes you don't care about "how much I'll have in December"—you just want to know "when can I take a week off?" This calculator solves that reverse problem by telling you the specific date you'll hit a milestone.

How to Use This Tool

  1. Set Your Target: Enter the total hours you need. For example, 40 hours for a 1-week vacation, or 80 hours for 2 weeks.
  2. Enter Your Details: Input your current balance and how much you earn per paycheck.
  3. Get Your Date: We project forward in time, period by period, until you cross the threshold.

Important Considerations

1. Borrowing Against Future PTO

Some companies allow you to go into a "negative balance" or borrow against future accruals. If your company allows this, you might be able to take your trip before the date shown above. This calculator assumes you must have the hours "in the bank" before using them.

2. Accrual Caps

If your company caps your PTO at a certain limit (e.g., 200 hours), ensure your target is below that number. You can never reach a target of 250 hours if your balance stops growing at 200.

FAQ

What if I want to take a half-day off before then?

Any time you use PTO before reaching your goal will push your target date further out. If you take 4 hours off next week, simply subtract 4 hours from your "Current Balance" to see the new projected date.

Does this count holidays?

No. This projects when you will earn the hours. It doesn't account for company holidays or weekends. However, since you usually don't need to spend PTO hours on company holidays, they generally don't affect your accrual timeline.

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